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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,672 | $102,393-45.6% | $147,041-62.1% | $80,911-31.2% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.6%+24.0pp |
| Annual return | 14.51% | 134.95%-120.4pp | 419.21%-404.7pp | 35.63%-21.1pp |
| Employer contribution / active EE | $490 | $3,715-86.8% | $4,935-90.1% | $2,756-82.2% |
| Participant deferral / active EE | $3,735 | $6,647-43.8% | $8,071-53.7% | $4,297-13.1% |
| Admin fee / account holder | $11,936 | $7,943+50.3% | $13,006-8.2% | $6,935+72.1% |