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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,868 | $98,766-46.5% | $149,730-64.7% | $79,852-33.8% |
| Participation rate | 81.8% | 75.8%+6.0pp | 82.5%-0.7pp | 69.6%+12.2pp |
| Annual return | 16.45% | 27.43%-11.0pp | 276.70%-260.3pp | 31.72%-15.3pp |
| Employer contribution / active EE | $358 | $3,217-88.9% | $4,645-92.3% | $2,471-85.5% |
| Participant deferral / active EE | $2,391 | $5,681-57.9% | $6,843-65.1% | $3,740-36.1% |
| Admin fee / account holder | $4,856 | $6,052-19.8% | $9,310-47.8% | $5,306-8.5% |