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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,891 | $93,598-43.5% | $135,974-61.1% | $75,173-29.6% |
| Participation rate | 94.9% | 75.2%+19.7pp | 81.9%+13.0pp | 67.2%+27.7pp |
| Annual return | 16.78% | 30.89%-14.1pp | 68.30%-51.5pp | 160.72%-143.9pp |
| Employer contribution / active EE | $436 | $3,538-87.7% | $4,859-91.0% | $2,671-83.7% |
| Participant deferral / active EE | $3,410 | $6,405-46.8% | $7,760-56.1% | $4,126-17.4% |
| Admin fee / account holder | $5,329 | $6,978-23.6% | $10,767-50.5% | $5,651-5.7% |