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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,026 | $82,674-49.2% | $125,381-66.5% | $68,486-38.6% |
| Participation rate | 93.1% | 75.1%+18.1pp | 82.4%+10.7pp | 67.9%+25.2pp |
| Annual return | -16.08% | -5.97%-10.1pp | 572.31%-588.4pp | -7.85%-8.2pp |
| Employer contribution / active EE | $381 | $3,382-88.7% | $4,815-92.1% | $2,597-85.3% |
| Participant deferral / active EE | $2,929 | $6,111-52.1% | $7,448-60.7% | $4,028-27.3% |
| Admin fee / account holder | $1,452 | $6,277-76.9% | $10,007-85.5% | $5,404-73.1% |