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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,645 | $102,422+201.3% | $147,117+109.8% | $80,959+281.2% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 12.49% | 135.16%-122.7pp | 420.54%-408.1pp | 35.67%-23.2pp |
| Employer contribution / active EE | $4,936 | $3,717+32.8% | $4,932+0.1% | $2,757+79.0% |
| Participant deferral / active EE | $9,395 | $6,652+41.2% | $8,065+16.5% | $4,300+118.5% |
| Admin fee / account holder | $18,498 | $7,953+132.6% | $12,993+42.4% | $6,925+167.1% |