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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,033 | $68,412+169.0% | $94,679+94.4% | $75,181+144.8% |
| Participation rate | 42.9% | 76.1%-33.2pp | 80.8%-38.0pp | 67.2%-24.3pp |
| Annual return | 19.88% | 616.91%-597.0pp | 156.75%-136.9pp | 160.69%-140.8pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,646 | $6,537-28.9% | $7,417-37.4% | $4,126+12.6% |
| Admin fee / account holder | $7 | $5,326-99.9% | $7,233-99.9% | $5,650-99.9% |