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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,761 | $153,769-3.9% | $133,975+10.3% | $273,972-46.1% |
| Participation rate | 38.9% | 88.4%-49.5pp | 87.1%-48.2pp | 83.0%-44.1pp |
| Annual return | 3.63% | 36.51%-32.9pp | 29.29%-25.7pp | 41.46%-37.8pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,691 | $6,958-32.6% | $6,282-25.3% | $5,287-11.3% |
| Admin fee / account holder | $0 | $11,765-100.0% | $9,324-100.0% | $10,133-100.0% |