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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,178 | $97,020+5.3% | $83,322+22.6% | $135,379-24.5% |
| Participation rate | 59.1% | 80.4%-21.3pp | 77.8%-18.7pp | 82.6%-23.6pp |
| Annual return | -1.66% | 12.31%-14.0pp | 10.64%-12.3pp | 519.79%-521.5pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $7,126 | $5,964+19.5% | $5,565+28.0% | $5,609+27.0% |
| Admin fee / account holder | $35,544 | $8,426+321.8% | $7,540+371.4% | $10,828+228.3% |