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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,548 | $171,867-19.4% | $149,721-7.5% | $147,586-6.1% |
| Participation rate | 66.7% | 88.2%-21.5pp | 87.1%-20.4pp | 82.8%-16.2pp |
| Annual return | 41.76% | 2113.36%-2071.6pp | 1501.67%-1459.9pp | 578.59%-536.8pp |
| Employer contribution / active EE | $0 | $6,275-100.0% | $5,444-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,970 | $7,270-4.1% | $6,568+6.1% | $5,439+28.1% |
| Admin fee / account holder | $10 | $13,799-99.9% | $11,282-99.9% | $10,886-99.9% |