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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,948 | $102,385+235.9% | $147,080+133.9% | $80,935+325.0% |
| Participation rate | 90.2% | 75.9%+14.3pp | 82.2%+8.0pp | 67.7%+22.5pp |
| Annual return | 25.77% | 135.09%-109.3pp | 420.17%-394.4pp | 35.66%-9.9pp |
| Employer contribution / active EE | $3,546 | $3,717-4.6% | $4,933-28.1% | $2,757+28.6% |
| Participant deferral / active EE | $11,915 | $6,651+79.2% | $8,066+47.7% | $4,299+177.1% |
| Admin fee / account holder | $10,481 | $7,951+31.8% | $12,989-19.3% | $6,924+51.4% |