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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,948 | $102,429+235.8% | $147,096+133.8% | $80,925+325.0% |
| Participation rate | 90.2% | 75.9%+14.3pp | 82.2%+8.0pp | 67.7%+22.5pp |
| Annual return | 25.77% | 135.02%-109.3pp | 419.75%-394.0pp | 35.65%-9.9pp |
| Employer contribution / active EE | $3,546 | $3,716-4.6% | $4,936-28.2% | $2,756+28.7% |
| Participant deferral / active EE | $11,915 | $6,649+79.2% | $8,071+47.6% | $4,299+177.2% |
| Admin fee / account holder | $10,481 | $7,957+31.7% | $13,005-19.4% | $6,940+51.0% |