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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,409 | $93,589+225.3% | $135,942+123.9% | $75,181+304.9% |
| Participation rate | 90.2% | 75.2%+15.1pp | 81.9%+8.3pp | 67.2%+23.0pp |
| Annual return | 27.71% | 30.90%-3.2pp | 68.28%-40.6pp | 160.69%-133.0pp |
| Employer contribution / active EE | $4,266 | $3,537+20.6% | $4,858-12.2% | $2,671+59.7% |
| Participant deferral / active EE | $14,519 | $6,405+126.7% | $7,759+87.1% | $4,126+251.9% |
| Admin fee / account holder | $52,182 | $6,977+647.9% | $10,764+384.8% | $5,650+823.6% |