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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,703 | $98,766+229.8% | $149,730+117.5% | $79,852+307.9% |
| Participation rate | 97.4% | 75.8%+21.7pp | 82.5%+15.0pp | 69.6%+27.8pp |
| Annual return | 25.82% | 27.43%-1.6pp | 276.70%-250.9pp | 31.72%-5.9pp |
| Employer contribution / active EE | $3,128 | $3,217-2.8% | $4,645-32.7% | $2,471+26.6% |
| Participant deferral / active EE | $14,166 | $5,681+149.4% | $6,843+107.0% | $3,740+278.7% |
| Admin fee / account holder | $60,155 | $6,052+894.0% | $9,310+546.1% | $5,306+1033.7% |