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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,117 | $100,901+61.7% | $75,501+116.0% | $147,586+10.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 10.40% | 35.78%-25.4pp | 27.35%-17.0pp | 578.59%-568.2pp |
| Employer contribution / active EE | $18,161 | $3,253+458.2% | $2,352+672.2% | $4,876+272.4% |
| Participant deferral / active EE | $3,017 | $4,027-25.1% | $3,142-4.0% | $5,439-44.5% |
| Admin fee / account holder | $29,370 | $11,285+160.2% | $5,801+406.3% | $10,886+169.8% |