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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,234 | $88,603+141.8% | $69,890+206.5% | $134,545+59.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -11.20% | 442.93%-454.1pp | 190.84%-202.0pp | 418.37%-429.6pp |
| Employer contribution / active EE | $14,965 | $3,236+362.5% | $2,560+484.5% | $4,742+215.6% |
| Participant deferral / active EE | $1,939 | $4,771-59.4% | $3,848-49.6% | $6,401-69.7% |
| Admin fee / account holder | $4,320 | $10,443-58.6% | $6,267-31.1% | $11,431-62.2% |