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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,854 | $110,801+86.7% | $86,615+138.8% | $167,536+23.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 7.88% | 116.96%-109.1pp | 63.51%-55.6pp | 478.82%-470.9pp |
| Employer contribution / active EE | $12,761 | $3,245+293.3% | $2,496+411.3% | $4,839+163.7% |
| Participant deferral / active EE | $1,697 | $4,547-62.7% | $3,699-54.1% | $6,342-73.2% |
| Admin fee / account holder | $1,249 | $8,417-85.2% | $5,830-78.6% | $12,315-89.9% |