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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,150 | $104,577+81.8% | $76,667+148.0% | $152,909+24.4% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 16.52% | 1014.36%-997.8pp | 1166.74%-1150.2pp | 345.46%-328.9pp |
| Employer contribution / active EE | $10,739 | $3,119+244.3% | $2,303+366.3% | $4,764+125.4% |
| Participant deferral / active EE | $3,164 | $4,237-25.3% | $3,336-5.2% | $5,851-45.9% |
| Admin fee / account holder | $1,363 | $12,290-88.9% | $6,423-78.8% | $11,601-88.2% |