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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,545 | $78,027+12.2% | $178,528-51.0% | $80,925+8.2% |
| Participation rate | 97.8% | 65.7%+32.1pp | 77.1%+20.7pp | 67.7%+30.1pp |
| Annual return | 10.92% | 18.09%-7.2pp | 27.11%-16.2pp | 35.65%-24.7pp |
| Employer contribution / active EE | $2,693 | $2,281+18.1% | $3,950-31.8% | $2,756-2.3% |
| Participant deferral / active EE | $5,790 | $4,408+31.4% | $6,278-7.8% | $4,299+34.7% |
| Admin fee / account holder | $7,302 | $7,168+1.9% | $10,419-29.9% | $6,940+5.2% |