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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,940 | $65,395+28.4% | $182,558-54.0% | $72,976+15.0% |
| Participation rate | 94.9% | 65.4%+29.5pp | 78.0%+16.9pp | 69.5%+25.4pp |
| Annual return | 17.08% | 27.68%-10.6pp | 148.59%-131.5pp | 81.02%-63.9pp |
| Employer contribution / active EE | $1,569 | $1,911-17.9% | $4,076-61.5% | $2,440-35.7% |
| Participant deferral / active EE | $4,713 | $3,563+32.3% | $5,526-14.7% | $3,608+30.6% |
| Admin fee / account holder | $4,655 | $4,245+9.7% | $8,594-45.8% | $5,124-9.2% |