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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,912 | $62,132+43.1% | $185,861-52.2% | $73,497+21.0% |
| Participation rate | 94.2% | 67.8%+26.4pp | 78.0%+16.1pp | 70.7%+23.5pp |
| Annual return | 10.71% | 20.44%-9.7pp | 35.96%-25.3pp | 28.51%-17.8pp |
| Employer contribution / active EE | $1,883 | $1,681+12.0% | $4,088-53.9% | $2,270-17.1% |
| Participant deferral / active EE | $4,453 | $3,711+20.0% | $5,634-21.0% | $3,740+19.1% |
| Admin fee / account holder | $8,278 | $419+1876.8% | $9,503-12.9% | $513+1513.3% |