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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,057 | $68,996+13.1% | $159,991-51.2% | $68,495+14.0% |
| Participation rate | 97.8% | 65.4%+32.4pp | 78.0%+19.9pp | 67.9%+30.0pp |
| Annual return | -13.37% | -9.65%-3.7pp | 408.82%-422.2pp | -7.84%-5.5pp |
| Employer contribution / active EE | $2,606 | $2,212+17.8% | $4,225-38.3% | $2,596+0.4% |
| Participant deferral / active EE | $5,233 | $4,211+24.3% | $6,183-15.4% | $4,028+29.9% |
| Admin fee / account holder | $3,885 | $4,797-19.0% | $8,715-55.4% | $5,403-28.1% |