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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,705 | $70,684+15.6% | $169,390-51.8% | $75,173+8.7% |
| Participation rate | 96.6% | 64.8%+31.8pp | 77.2%+19.4pp | 67.2%+29.4pp |
| Annual return | 11.56% | 36.38%-24.8pp | 406.07%-394.5pp | 160.72%-149.2pp |
| Employer contribution / active EE | $2,557 | $2,211+15.7% | $4,013-36.3% | $2,671-4.3% |
| Participant deferral / active EE | $5,884 | $4,310+36.5% | $6,222-5.4% | $4,126+42.6% |
| Admin fee / account holder | $16,912 | $5,404+213.0% | $9,015+87.6% | $5,651+199.3% |