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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,284 | $77,814+97.0% | $158,223-3.1% | $86,983+76.2% |
| Participation rate | 86.7% | 68.4%+18.3pp | 79.2%+7.5pp | 69.5%+17.1pp |
| Annual return | 15.58% | 30.54%-15.0pp | 52.09%-36.5pp | 25.83%-10.2pp |
| Employer contribution / active EE | $2,969 | $2,592+14.5% | $4,109-27.8% | $2,584+14.9% |
| Participant deferral / active EE | $4,689 | $3,270+43.4% | $5,467-14.2% | $4,194+11.8% |
| Admin fee / account holder | $2,234 | $5,879-62.0% | $16,047-86.1% | $7,856-71.6% |