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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,269 | $175,259-33.1% | $149,723-21.7% | $139,487-15.9% |
| Participation rate | 95.7% | 83.4%+12.3pp | 78.8%+16.9pp | 80.3%+15.3pp |
| Annual return | 25.27% | 166.82%-141.6pp | 134.50%-109.2pp | 373.84%-348.6pp |
| Employer contribution / active EE | $2,723 | $5,478-50.3% | $4,821-43.5% | $4,755-42.7% |
| Participant deferral / active EE | $4,038 | $6,522-38.1% | $5,682-28.9% | $6,713-39.8% |
| Admin fee / account holder | $4,900 | $16,158-69.7% | $13,215-62.9% | $11,407-57.0% |