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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,020 | $217,432-33.3% | $185,851-22.0% | $167,553-13.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 22.43% | 148.43%-126.0pp | 122.11%-99.7pp | 478.89%-456.5pp |
| Employer contribution / active EE | $2,697 | $5,874-54.1% | $5,168-47.8% | $4,840-44.3% |
| Participant deferral / active EE | $4,446 | $6,357-30.1% | $5,569-20.2% | $6,343-29.9% |
| Admin fee / account holder | $6,406 | $19,820-67.7% | $16,245-60.6% | $12,316-48.0% |