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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,963 | $167,353-38.5% | $143,797-28.4% | $134,545-23.5% |
| Participation rate | 95.8% | 84.8%+11.0pp | 80.3%+15.5pp | 81.2%+14.6pp |
| Annual return | -22.62% | 0.48%-23.1pp | -0.04%-22.6pp | 418.37%-441.0pp |
| Employer contribution / active EE | $2,201 | $5,620-60.8% | $4,952-55.6% | $4,742-53.6% |
| Participant deferral / active EE | $3,298 | $6,447-48.8% | $5,638-41.5% | $6,401-48.5% |
| Admin fee / account holder | $2,643 | $18,096-85.4% | $14,679-82.0% | $11,431-76.9% |