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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,488 | $202,342-60.7% | $172,753-54.0% | $152,909-48.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.01% | 1029.88%-1003.9pp | 803.00%-777.0pp | 345.46%-319.5pp |
| Employer contribution / active EE | $2,244 | $5,857-61.7% | $5,144-56.4% | $4,764-52.9% |
| Participant deferral / active EE | $3,792 | $5,948-36.3% | $5,198-27.0% | $5,851-35.2% |
| Admin fee / account holder | $1,766 | $17,112-89.7% | $13,956-87.3% | $11,601-84.8% |