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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,775 | $132,099+201.9% | $115,599+245.0% | $138,895+187.1% |
| Participation rate | 93.8% | 77.9%+15.9pp | 74.3%+19.5pp | 79.9%+13.8pp |
| Annual return | 16.58% | 176.76%-160.2pp | 111.10%-94.5pp | 145.39%-128.8pp |
| Employer contribution / active EE | $5,024 | $3,416+47.1% | $2,955+70.0% | $4,194+19.8% |
| Participant deferral / active EE | $12,062 | $5,617+114.7% | $4,889+146.7% | $6,396+88.6% |
| Admin fee / account holder | $61,573 | $15,650+293.4% | $12,841+379.5% | $12,562+390.1% |