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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,375 | $105,867+161.1% | $90,760+204.5% | $134,532+105.4% |
| Participation rate | 77.8% | 78.3%-0.5pp | 75.7%+2.1pp | 81.2%-3.5pp |
| Annual return | -15.79% | -10.99%-4.8pp | -12.16%-3.6pp | 418.27%-434.1pp |
| Employer contribution / active EE | $3,703 | $3,464+6.9% | $2,922+26.7% | $4,741-21.9% |
| Participant deferral / active EE | $8,654 | $5,217+65.9% | $4,565+89.6% | $6,401+35.2% |
| Admin fee / account holder | $31,819 | $13,936+128.3% | $8,444+276.8% | $11,429+178.4% |