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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,731 | $118,708+141.5% | $98,920+189.9% | $158,982+80.4% |
| Participation rate | 78.9% | 77.8%+1.1pp | 76.0%+2.9pp | 82.0%-3.0pp |
| Annual return | 15.17% | 372.49%-357.3pp | 196.47%-181.3pp | 302.99%-287.8pp |
| Employer contribution / active EE | $3,571 | $3,334+7.1% | $2,689+32.8% | $4,763-25.0% |
| Participant deferral / active EE | $8,218 | $5,089+61.5% | $4,245+93.6% | $5,983+37.3% |
| Admin fee / account holder | $5,344 | $10,134-47.3% | $6,643-19.5% | $11,252-52.5% |