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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,989 | $118,496+181.9% | $98,461+239.2% | $139,466+139.5% |
| Participation rate | 73.7% | 77.5%-3.8pp | 75.2%-1.5pp | 80.3%-6.6pp |
| Annual return | 18.17% | 18.96%-0.8pp | 21.17%-3.0pp | 373.66%-355.5pp |
| Employer contribution / active EE | $3,958 | $3,611+9.6% | $3,049+29.8% | $4,754-16.7% |
| Participant deferral / active EE | $9,202 | $5,393+70.6% | $4,738+94.2% | $6,712+37.1% |
| Admin fee / account holder | $9,856 | $14,056-29.9% | $8,961+10.0% | $11,409-13.6% |