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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3 years Filed as: LPL FINANCIAL COMPANY Service code 27 · EIN 04-3046611 | Advisory (Plan) | $102,005 |
Service code 12 · EIN 13-3689044 | Finders' fees / placement fees; Sales... | $51,766 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,692 | $50,956+215.4% | $96,570+66.4% | $86,821+85.1% |
| Participation rate | 100.0% | 65.2%+34.8pp | 69.8%+30.2pp | 72.3%+27.7pp |
| Annual return | 15.14% | 21.27%-6.1pp | 37.79%-22.6pp | 97.94%-82.8pp |
| Employer contribution / active EE | $419 | $1,111-62.2% | $2,357-82.2% | $2,406-82.6% |
| Participant deferral / active EE | $7,548 | $2,954+155.5% | $3,849+96.1% | $4,132+82.7% |
| Admin fee / account holder | $353 | $166+112.4% | $6,182-94.3% | $170+108.0% |