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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Finders' fees / placement fees; Distr... | $150,382 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $69,402 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,076 | $48,064+118.6% | $78,778+33.4% | $69,631+50.9% |
| Participation rate | 95.2% | 61.6%+33.6pp | 69.2%+26.0pp | 70.7%+24.5pp |
| Annual return | 17.17% | 21.81%-4.6pp | 35.62%-18.5pp | 27571.02%-27553.9pp |
| Employer contribution / active EE | $1,342 | $744+80.4% | $1,986-32.4% | $2,032-34.0% |
| Participant deferral / active EE | $6,509 | $2,079+213.0% | $2,958+120.0% | $3,224+101.9% |
| Admin fee / account holder | $494 | $152+225.1% | $5,134-90.4% | $110+347.4% |