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| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Service code 12 · EIN 13-3689044 | Shareholder servicing fees; Account m... | $124,209 |
LPL FINANCIAL6 years Filed as: LPL FINANCIAL COMPANY Service code 27 · EIN 04-3046611 | Advisory (Plan) | $85,720 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,413 | $54,193+199.7% | $93,669+73.4% | $77,714+109.0% |
| Participation rate | 91.3% | 63.9%+27.4pp | 68.7%+22.6pp | 70.6%+20.8pp |
| Annual return | 15.71% | 30.54%-14.8pp | 133.59%-117.9pp | 31.26%-15.5pp |
| Employer contribution / active EE | $1,722 | $1,168+47.4% | $2,424-29.0% | $2,727-36.9% |
| Participant deferral / active EE | $9,468 | $3,144+201.1% | $4,416+114.4% | $4,649+103.6% |
| Admin fee / account holder | $443 | $576-23.0% | $8,291-94.7% | $433+2.2% |