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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,367 | $134,001-24.4% | $112,258-9.7% | $134,509-24.6% |
| Participation rate | 62.5% | 78.6%-16.1pp | 75.1%-12.6pp | 81.2%-18.7pp |
| Annual return | -15.03% | 47.15%-62.2pp | 27.47%-42.5pp | 418.13%-433.2pp |
| Employer contribution / active EE | $2,312 | $4,039-42.8% | $3,636-36.4% | $4,741-51.2% |
| Participant deferral / active EE | $5,944 | $5,291+12.3% | $4,728+25.7% | $6,400-7.1% |
| Admin fee / account holder | $2,907 | $7,491-61.2% | $6,411-54.7% | $11,427-74.6% |