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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,909 | $115,814-10.3% | $101,275+2.6% | $158,982-34.6% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 14.04% | 56.16%-42.1pp | 46.48%-32.4pp | 302.99%-289.0pp |
| Employer contribution / active EE | $2,574 | $4,176-38.4% | $3,660-29.7% | $4,763-46.0% |
| Participant deferral / active EE | $10,708 | $4,958+116.0% | $4,371+145.0% | $5,983+79.0% |
| Admin fee / account holder | $1,197 | $7,249-83.5% | $5,948-79.9% | $11,252-89.4% |