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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,997 | $107,363-22.7% | $92,909-10.7% | $152,897-45.7% |
| Participation rate | 69.2% | 79.8%-10.6pp | 76.0%-6.8pp | 82.5%-13.2pp |
| Annual return | 19.68% | 145.63%-125.9pp | 109.44%-89.8pp | 345.43%-325.8pp |
| Employer contribution / active EE | $2,396 | $4,222-43.3% | $3,653-34.4% | $4,764-49.7% |
| Participant deferral / active EE | $6,370 | $4,848+31.4% | $4,238+50.3% | $5,851+8.9% |
| Admin fee / account holder | $1,013 | $7,082-85.7% | $5,795-82.5% | $11,599-91.3% |