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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,290 | $99,345-12.1% | $84,753+3.0% | $273,972-68.1% |
| Participation rate | 57.1% | 80.7%-23.6pp | 76.6%-19.5pp | 83.0%-25.9pp |
| Annual return | 9.34% | 22.93%-13.6pp | 22.78%-13.4pp | 41.46%-32.1pp |
| Employer contribution / active EE | $1,919 | $4,214-54.5% | $3,574-46.3% | $4,869-60.6% |
| Participant deferral / active EE | $6,371 | $4,270+49.2% | $3,712+71.6% | $5,287+20.5% |
| Admin fee / account holder | $1,224 | $6,645-81.6% | $5,333-77.0% | $10,133-87.9% |