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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,959 | $110,337-61.1% | $102,383-58.0% | $145,877-70.6% |
| Participation rate | 78.3% | 77.9%+0.3pp | 74.5%+3.8pp | 80.3%-2.0pp |
| Annual return | 11.00% | 24.83%-13.8pp | 24.94%-13.9pp | 551.28%-540.3pp |
| Employer contribution / active EE | $6,046 | $4,216+43.4% | $3,870+56.2% | $4,663+29.7% |
| Participant deferral / active EE | $3,744 | $5,621-33.4% | $5,060-26.0% | $6,691-44.0% |
| Admin fee / account holder | $606 | $9,750-93.8% | $8,391-92.8% | $13,402-95.5% |