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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,679 | $88,603-23.6% | $69,890-3.2% | $134,545-49.7% |
| Participation rate | 78.9% | 74.9%+4.0pp | 70.5%+8.5pp | 81.2%-2.3pp |
| Annual return | -17.68% | 442.93%-460.6pp | 190.84%-208.5pp | 418.37%-436.0pp |
| Employer contribution / active EE | $2,358 | $3,236-27.1% | $2,560-7.9% | $4,742-50.3% |
| Participant deferral / active EE | $13,131 | $4,771+175.2% | $3,848+241.2% | $6,401+105.1% |
| Admin fee / account holder | $1,083 | $10,443-89.6% | $6,267-82.7% | $11,431-90.5% |