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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,763 | $104,577-62.0% | $76,667-48.1% | $152,909-74.0% |
| Participation rate | 78.6% | 76.6%+1.9pp | 72.1%+6.5pp | 82.5%-3.9pp |
| Annual return | 22.96% | 1014.36%-991.4pp | 1166.74%-1143.8pp | 345.46%-322.5pp |
| Employer contribution / active EE | $2,590 | $3,119-16.9% | $2,303+12.5% | $4,764-45.6% |
| Participant deferral / active EE | $10,139 | $4,237+139.3% | $3,336+203.9% | $5,851+73.3% |
| Admin fee / account holder | $449 | $12,290-96.3% | $6,423-93.0% | $11,601-96.1% |