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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,097 | $100,004-49.9% | $81,438-38.5% | $145,959-65.7% |
| Participation rate | 73.7% | 74.2%-0.5pp | 69.5%+4.2pp | 80.3%-6.6pp |
| Annual return | 11.49% | 34.34%-22.9pp | 24.74%-13.3pp | 561.95%-550.5pp |
| Employer contribution / active EE | $3,105 | $2,970+4.6% | $2,460+26.2% | $4,661-33.4% |
| Participant deferral / active EE | $9,857 | $4,603+114.1% | $3,883+153.8% | $6,689+47.4% |
| Admin fee / account holder | $10,828 | $8,202+32.0% | $5,764+87.9% | $13,398-19.2% |