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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,440 | $95,587-48.3% | $77,175-35.9% | $139,427-64.5% |
| Participation rate | 52.6% | 74.0%-21.3pp | 69.6%-16.9pp | 80.3%-27.7pp |
| Annual return | 9.57% | 54.95%-45.4pp | 37.88%-28.3pp | 373.27%-363.7pp |
| Employer contribution / active EE | $2,206 | $3,144-29.8% | $2,533-12.9% | $4,752-53.6% |
| Participant deferral / active EE | $9,280 | $4,622+100.8% | $3,832+142.2% | $6,711+38.3% |
| Admin fee / account holder | $71,556 | $8,300+762.1% | $5,474+1207.2% | $11,404+527.5% |