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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,440 | $95,664-48.3% | $76,902-35.7% | $139,487-64.6% |
| Participation rate | 52.6% | 74.0%-21.4pp | 69.6%-17.0pp | 80.3%-27.7pp |
| Annual return | 9.57% | 55.03%-45.5pp | 37.91%-28.3pp | 373.84%-364.3pp |
| Employer contribution / active EE | $2,206 | $3,147-29.9% | $2,534-12.9% | $4,755-53.6% |
| Participant deferral / active EE | $9,280 | $4,626+100.6% | $3,833+142.1% | $6,713+38.3% |
| Admin fee / account holder | $71,556 | $8,311+761.0% | $5,479+1206.1% | $11,407+527.3% |