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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,948 | $109,863-20.9% | $98,477-11.7% | $167,518-48.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 15.64% | 1958.09%-1942.5pp | 1493.59%-1477.9pp | 478.71%-463.1pp |
| Employer contribution / active EE | $1,714 | $3,225-46.8% | $2,961-42.1% | $4,838-64.6% |
| Participant deferral / active EE | $6,965 | $4,673+49.0% | $4,276+62.9% | $6,342+9.8% |
| Admin fee / account holder | $476 | $6,755-92.9% | $5,951-92.0% | $12,312-96.1% |