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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,749 | $126,661+25.3% | $113,397+40.0% | $138,895+14.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 14.92% | 25.05%-10.1pp | 23.20%-8.3pp | 145.39%-130.5pp |
| Employer contribution / active EE | $1,434 | $3,456-58.5% | $2,977-51.8% | $4,194-65.8% |
| Participant deferral / active EE | $4,414 | $5,693-22.5% | $5,076-13.1% | $6,396-31.0% |
| Admin fee / account holder | $11,542 | $14,549-20.7% | $11,957-3.5% | $12,562-8.1% |