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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,884 | $100,938-24.8% | $90,461-16.1% | $158,982-52.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 14.01% | 1727.20%-1713.2pp | 1294.76%-1280.8pp | 302.99%-289.0pp |
| Employer contribution / active EE | $7,175 | $3,691+94.4% | $3,264+119.8% | $4,763+50.7% |
| Participant deferral / active EE | $5,485 | $4,350+26.1% | $3,964+38.4% | $5,983-8.3% |
| Admin fee / account holder | $2,281 | $6,510-65.0% | $5,617-59.4% | $11,252-79.7% |