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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,018 | $100,805-23.6% | $86,698-11.2% | $134,532-42.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.76% | 29.09%-46.9pp | 35.95%-53.7pp | 418.27%-436.0pp |
| Employer contribution / active EE | $1,563 | $3,490-55.2% | $2,837-44.9% | $4,741-67.0% |
| Participant deferral / active EE | $4,875 | $5,339-8.7% | $4,656+4.7% | $6,401-23.8% |
| Admin fee / account holder | $2,107 | $10,925-80.7% | $7,493-71.9% | $11,429-81.6% |