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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,926 | $125,193-19.4% | $105,591-4.4% | $145,978-30.9% |
| Participation rate | 91.7% | 77.6%+14.0pp | 75.3%+16.4pp | 80.3%+11.4pp |
| Annual return | 13.18% | 225.53%-212.4pp | 116.43%-103.2pp | 550.52%-537.3pp |
| Employer contribution / active EE | $4,265 | $3,718+14.7% | $3,166+34.7% | $4,662-8.5% |
| Participant deferral / active EE | $1,224 | $5,708-78.6% | $5,008-75.6% | $6,690-81.7% |
| Admin fee / account holder | $2,059 | $17,277-88.1% | $11,024-81.3% | $13,400-84.6% |