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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,352 | $105,866+31.6% | $90,766+53.5% | $134,545+3.6% |
| Participation rate | 46.2% | 78.3%-32.1pp | 75.7%-29.5pp | 81.2%-35.1pp |
| Annual return | -17.09% | -10.99%-6.1pp | -12.16%-4.9pp | 418.37%-435.5pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,622 | $5,217-30.6% | $4,565-20.6% | $6,401-43.4% |
| Admin fee / account holder | $2,560 | $13,938-81.6% | $8,446-69.7% | $11,431-77.6% |