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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,333 | $118,708-14.6% | $98,920+2.4% | $158,982-36.3% |
| Participation rate | 63.6% | 77.8%-14.2pp | 76.0%-12.4pp | 82.0%-18.3pp |
| Annual return | 10.91% | 372.49%-361.6pp | 196.47%-185.6pp | 302.99%-292.1pp |
| Employer contribution / active EE | $0 | $3,334-100.0% | $2,689-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,949 | $5,089-22.4% | $4,245-7.0% | $5,983-34.0% |
| Admin fee / account holder | $31,120 | $10,134+207.1% | $6,643+368.5% | $11,252+176.6% |