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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,710 | $118,496+44.1% | $98,461+73.4% | $139,466+22.4% |
| Participation rate | 40.0% | 77.5%-37.5pp | 75.2%-35.2pp | 80.3%-40.3pp |
| Annual return | 17.55% | 18.96%-1.4pp | 21.17%-3.6pp | 373.66%-356.1pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,224 | $5,393-40.2% | $4,738-32.0% | $6,712-52.0% |
| Admin fee / account holder | $2,276 | $14,056-83.8% | $8,961-74.6% | $11,409-80.1% |